A customized portfolio managed by experts can help you grow and protect your wealth with more clarity and control. Explore SEBI-regulated PMS options and find the right strategy for your goals.
Start Your PMS JourneyPortfolio Management Service is a professionally managed investment solution for people who want a customised portfolio instead of a standard fund. In PMS, you own the underlying securities directly.
A dedicated portfolio manager builds and monitors your portfolio based on your goals, risk comfort, and investment horizon. This makes PMS a strong choice for investors who want more transparency, control, and personalised wealth management.
PMS works well for investors with higher investable capital who understand that market-linked investments can rise and fall. It is also regulated by SEBI, which brings structure and accountability to the process.
SEBI has set the minimum investment amount for PMS at ₹50 lakh in cash or securities. It is generally preferred by high-net-worth individuals, NRIs, institutions, and investors who have the ability to commit larger capital for long-term wealth creation.
Many experts suggest that PMS becomes even more effective for investors with total equity exposure of ₹2 crore or more, although the minimum entry point stays at ₹50 lakh.
| Benefit | What does it mean? |
|---|---|
| High Customisation | The portfolio is designed around your personal goals, risk level and time horizon. |
| Direct Ownership | You hold the securities in your name, which gives complete clarity on what you own and how it is performing. |
| Active Management | Managers use research-driven strategies and can take focused positions when they see potential, which is not always possible for large mutual funds. |
| Custom Risk and Return | Your portfolio can be created for growth or stability depending on your needs, instead of following a common structure for all investors. |
| No Pooling Constraints | Since your money is not pooled with thousands of others, managers are free to take decisions without dealing with sudden redemptions from other investors. |
You can pick a PMS type based on how involved you want to be in decision-making.
The portfolio manager makes all investment decisions for you. Ideal for investors who prefer a hands-free approach.
The manager gives recommendations, but the final call is yours. Suitable for investors who enjoy being part of the decision process.
You receive guidance and strategy, but you execute the trades on your own. This is mainly for experienced investors who want full control along with expert input.
PMS generally has higher fees than mutual funds. Most providers charge a fixed management fee that often falls in the two to two and a half percent range per year. Some also have performance-linked fees. PMS portfolios usually hold fewer stocks than mutual funds, which means returns can be stronger during good periods, but volatility can also be higher. Since the portfolio belongs entirely to you, all market movements directly affect your holdings.
PMS portfolios usually hold fewer stocks, so returns can be stronger in bull markets but volatility can also be higher.
However, the transparency is much higher because you see each security in your account and know exactly how your money is invested.
ZoeyBox helps you explore and invest in PMS with clarity and confidence.
Say YES to these conditions:
You can invest ₹50 lakh or more.
You want a customised investment approach instead of a standard product.
You prefer direct ownership of your holdings.
You are comfortable with market-linked risk for the possibility of better returns.
You value professional research and active management.
If this sounds like you, ZoeyBox can help you start your PMS journey with clarity and confidence.
Explore a full range of financial services, including mutual funds, PMS/AIF, startup funding, health and general insurance, business and retail loans, corporate finance, and life insurance. Our expert solutions help you manage wealth, protect assets, and achieve both personal and business financial goals.
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